Securing Futures: Joshua Williams on Life Insurance Insights and Family Protection

Joshua Williams is a life insurance agent for the Kentucky Farm Bureau in Richmond, Kentucky. Life insurance is an integral part of the real estate world. Joshua has seen this firsthand with his own family. He shares the tragedy he experienced and how having life insurance was beneficial. 

He talks about the importance of understanding and knowing who your beneficiaries are. It’s also important to review the amount you need to be insured for and to slow down and take things step-by-step. Taking care of things in advance can help make sure that your family is taken care of. 

Episode Highlights: 

[01:11] Joshua shares how his aunt was murdered by her new husband who then committed suicide. 

[02:16] Insurance helped pay for many things including cleanup. They had to fight everything in court for insurance benefits.

[03:36] Life insurance needs to cover what is actually needed. Having a specialist can help you decide the right amount to be insured. 

[04:54] When tragedy strikes, you need to slow down and take it step-by-step.

[08:32] Joshua talks about the importance of having enough insurance for your needs.

[10:52] He’s so good at what he does, because he’s lived it and he has empathy.

[13:34] Joshua shares some of the benefits that you can get from a life insurance policy.

[15:30] We talk about having life insurance through work. It doesn’t come with you when you leave the job. 

[18:45] We talk about commercial insurance to keep a company functioning. 

[20:47] Joshua talks about life insurance, annuities, and possibilities for residual income.

[21:55] He also talks about riders and setting up life insurance on children. 

[23:28] Joshua shares why it’s so important not to put this important planning off. 

[27:36] When you have people depending on you, you want to make sure that they are taken care of.

Resources & Links Related to this Episode

• Springdale Title
• Joshua Williams – Kentucky Farm Bureau (kyfb.com)
• 859-626-7725

Never Miss An Episode

Apple Podcasts | Google Podcasts | Spotify