FAQ Edition: DOWER Rights, Wire Fraud Protection, and Title Insurance Explained

In this special episode of Spilling the Title Tea, owners Ashley Ramsey and Jackie Daugherty team up to answer the most common questions they receive at Springdale Title. They break down the complexities of DOWER rights across different states, explain why their wire transfer security protocols are so important, and clarify the benefits of owner’s title insurance policies. Whether you’re buying or selling property, this educational episode provides valuable insights to help you navigate the closing process with confidence.

Highlights

• 00:02 – Introduction to the FAQ format episode with Ashley and Jackie
• 00:29 – Why understanding DOWER rights matters in real estate transactions
• 01:37 – Kentucky’s marriage requirements for property transactions explained
• 03:07 – How DOWER rights differ in Tennessee compared to Kentucky
• 04:22 – Differences in property rules across states (Indiana vs. Kentucky/Ohio)
• 05:41 – Ensuring legal compliance in property transactions
• 05:53 – Discussion on wire fraud protection measures
• 06:53 – Why Springdale Title uses enhanced security protocols for wire transfers
• 08:36 – Educating clients about wire fraud prevention
• 10:14 – Benefits of owner’s title insurance policies, especially legal fee coverage
• 11:00 – Difference between owner’s and lender’s title insurance policies
• 12:35 – The expanded title insurance policy option explained
• 14:44 – Why title insurance matters even for new construction properties
• 15:47 – Real story about a builder constructing a house on the wrong lot
• 17:13 – Information about additional FAQ resources on SpringdaleTitle.com

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